Florida Business Owners Insurance
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As a business owner you have the responsibility for protecting your business, employees, and financial standing so selecting the right type of business protection is critical. Often your business is your biggest investment so we make it a priority at Ideal Insurance, to get the right Florida business owners insurance protection for YOU at the lowest rate.
A Typical Florida Business Owners Policy (BOP) Incorporates Coverage for the Following, but Not Limited to:
Property Insurance– designed to provide protection for your building structure, inventory, and business equipment
Liability Coverage (property damage and bodily injury)– designed for your protection when property becomes damaged or someone on your property suffers injury as a result of your negligence, up to the specified limits of liability
Business Interruption– protection for your business should you suffer a business shut down (permanent or temporary). This can include both paying for continuing business expense costs as well as providing for loss of income during the shutdown time period.
Crime– provides protection when a loss occurs due to employee dishonesty, fraud, or embezzlement
Examples of businesses that utilize a typical Florida business owners policy are small restaurants, retail stores, dental offices, accounting firms, convenience stores with gas pumps, and dry cleaners.
Your Business Is Unique; You Need Customized Coverage
In reviewing the coverage options offered under a standard Florida business owners insurance policy (BOP) we will help you weigh your specific business needs against each one and tailor your coverage to match your requirements.
Additional business coverage options may include umbrella insurance, workers compensation, and commercial auto. Also, you can further customize your business insurance protection with various add-on endorsements that are available. Ideal Insurance understands that having the right business owners insurance protection can result in a stronger financial standing and success for you and your Florida business.
Located in Sarasota, Florida, we are an independent insurance agency that also insures businesses in Bradenton, Longboat Key, Siesta Key and communities throughout Charlotte and Manatee counties.